Attention homeowners in Tampa and Hillsborough County: Need an appraisal?
Check out the top 7 reasons FL homeowners call on Appraisal Group One:
Do you own a home in or near Tampa? Do you need help determining the price of your real estate?
At Appraisal Group One, we understand the special needs of a consumer looking for appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale By Owner (FSBO)/Pre-Listing Services
It's very hard to be objective about your house because you most likely have an emotional attachment to it. Professional appraisers, like the ones at Appraisal Group One, are objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract many interested buyers, a professional appraisal is very important as a negotiating tool once you have an attainable buyer. The appraisal is something concrete to show your buyer. The appraisal is an independent third party's opinion of your home's price, not just you saying how much you think your home is worth. Potential buyers assume that you have an emotional attachment to your house and will be more likely to give credibility to an experienced appraiser's value judgement than yours.
Need to remove PMI?
Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a preferred money saver for homeowners. Once your mortgage loan amount is down below 80% of the value of your home, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're experts in helping homeowners just like you rid themselves of unnecessary PMI insurance.
Challenge Hillsborough county's assessment of your property
Lets say your home is not appreciating as much as other homes close to yours -- your local tax assessor may have your home overvalued. This only means you're most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of things like this, the better. Getting an appraisal report from Appraisal Group One is your strongest weapon when contesting your property tax assessment.
Was your HELOC recently frozen?
If your property is close to a declining area, your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be inopportune from a cash flow point of view, but it can be bad for your credit score since it may appear as though that credit line is maxed out. Appraisal Group One can help you reinstate your HELOC.
Need Field and Desktop Appraisal Review Services?
Would you prefer a second opinion without the added cost and delay of waiting for a whole new appraisal? Or do you need a professional to double-check your appraisal for verity? Appraisal Group One offers field reviews where we go out and check the subject and comparables. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal? We can We can assist you Even though this is usually requested by banks, you may wish to take advantage of this service if you suspect mortgage fraud related to your home.